Have you made the “meaningful”
monetary decision about your future?
Have you ever
thought about your retirement? How
about your retirement income?
Consider this: the Bureau of Labour
Statistics revealed that out of 100
people who start working at the age
of 25, by the age of 65…
·
1 %
are wealthy
·
4 %
have adequate capital for retirement
·
3 %
are still working
·
63
% are dependent on Social Security,
friends, relatives or charity
·
29
% are dead
Scary figures
aren’t they?
We all have years
to plan for the future. Yet these
statistics show that only 5 out of
100 people have enough money to take
care of themselves when they retire.
You don’t need to
struggle now or in your “golden
years.” Do you feel that you are
“safe” because you are in a stable
job right now? Are you earning
enough money from your present
income to have enough retirement
funds to live on later? Now you are
“employable”, will you be that when
you’re 65? You’ve got to plan now
for later! Planning is vital. If you
fail to plan, you plan to fail.
Did you save €12.000 last year?
€1.200? Any?
How much money
did you save last year? A lot? Not
much? How about the last 5 years?
You can expect to
save the same amount in the next
five years, if you don’t change what
you’re presently doing. Many say,
“Oh, I’m young, there’s still time
for me to save “
But think, even
if your expenses are only €1000 a
month, you need to save €12.000 a
year to cover the costs of only one
year in retirement. That is barring
any medical or unforeseen costs that
may come up.
Pretty scary?
What does your bank account look
like so far?
If you retire at
age 65 and live to be 85 you’d need
€240.000 saved up to be on a fixed
income of only €12.000 a year just
for the basics.
Stop dreaming of
vacations and golf courses; those
won’t be possible on a €12.000 a
year budget! You have to get to
start a new plan NOW! You have to
get to make changes in what you’re
presently doing to be able to live
the “good life” now and when you’re
retired.
What happens if you can’t work?
Will you still
receive income every month? We do.
Even doctors and lawyers work under
the plan that says, No work = No
pay! Our plan can mean security for
you!
Do you have a burning desire to
change?
Great! A few
simple changes can make a big
difference in your life. Don’t be
afraid to change or trying something
new because for things to get better
you have to get better. It’s easier
than you think! We’ll help you!